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South Carolina State Senator Wants Mandatory Insurance For Gun Owners


On March 10, 2022, a South Carolina State Senator introduced a bill that requires any South Carolinian who owns for possesses a firearm to obtain mandatory liability insurance that “covers loss or damages resulting from any negligent or accidental use of the firearm.” Under this bill, firearm owners must display this insurance upon demand from law enforcement.

However, this proposed bill has currently only one sponsor and seeing that the legislative session will come to an end in a few months, it is unlikely that this bill will see substantive activity in 2022. Interestingly, although not relevant for our South Carolina folks, in early 2022, California passed what is believed to be the first ordinance in the US requiring most of San Jose’s gun owners to carry liability insurance for accidental discharges.

Commentators have stated that this may not have a big influence because most homeowners’ insurance policies cover accidental shootings in the home and can extend coverage to outside the residence. Nevertheless, for South Carolina residents this is something to keep front sight focus on. We believe that best way to ensure that firearm negligence does not occur is to have a solid foundation of firearm proficiency and safety.

Please see our upcoming classes to help you obtain a solid foundation of firearm proficiency and safety.

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